So, you're driving down the road. You come to a stop at a red light. Out of nowhere, a little old lady slams into the back of you. You get out to make sure the old lady is okay. She seems to be fine, but you notice pain in your neck. You call your insurance company to inform them of the accident. The voice on the other end is cold. They tell you your policy could be more effective because you missed a payment. You are uninsured.
You may think that it doesn't matter that you are uninsured because the accident is the little old lady's fault. That's true, and you don't have to worry about paying out-of-pocket for the little old lady's car damage or about footing her medical bills.
However, there is one considerable worry that you should have. It's called Proposition 213, and the legislation could negatively affect you. In 1996, California voters passed a law that limits certain classes of drivers' right to recover for accidents that weren't their fault. Intoxicated drivers, and people driving without insurance, cannot recover from their pain and suffering in accidents that aren't their fault. One exception: if you drive without insurance and an intoxicated driver slams into you, you still get to collect pain and suffering.
Your pain and suffering are precious.
So what does it mean to be unable to recover pain and suffering damages? Well, it means that the value of your case is severely limited. Your pain and suffering are precious. When a statute limits your ability to recover for it, it gives the insurance company an excellent negotiating advantage. They know that most attorneys would be reluctant to take your case because the attorney can only recover the hard costs like medical bills. They also know that attorneys who do take your case might be reluctant to file a lawsuit solely for the medical bills.
There is one other notable effect of getting into an accident without insurance, even if the accident is not your fault. The DMV can suspend your license for one year following an accident where you weren't insured.
If you are in this situation, you must call an attorney immediately. There are ways to mitigate the harmful effects of getting into an accident that wasn't your fault while uninsured. If you'd like more details on how to reduce those effects, give us a call. There are specific measures that you should take and certain things that you should not do. We've already said too much.
Whatever you do, don't tell the other insurance company that your policy lapsed. Don't tell anybody anything about the accident; we'll hook you up.
If you are involved in an accident with an uninsured driver, knowing what to do next can be difficult. An uninsured driver accident lawyer can help you get compensated for any damages or injuries you may have suffered in an accident with an uninsured driver. If the other driver is at fault, your lawyer can work to get you the compensation you deserve for your medical bills, property damage, and lost wages. Uninsured driver accidents can be costly, so having a lawyer is essential to help you get the money you need.
A car accident attorney can help you file a claim against the driver's insurance company. Without insurance, they can file a lawsuit on your behalf. They will work to get you the money you need to cover your costs and losses.
A car accident lawyer can help you negotiate with the other driver's insurance company. They may be able to get you a larger settlement than if you tried to negotiate yourself. Insurance companies often try to offer claimants far less than they deserve. Still, a lawyer will be able to get you a fair settlement.
If you have suffered injuries in an accident with an uninsured driver, contact a personal injury attorney immediately. They will be able to advise you on the best course of action and help you get the compensation you deserve.
Experiencing an accident with an uninsured driver can be a frustrating experience. You have to deal with the aftermath of the accident and face the fact that the other driver doesn't have insurance coverage. This difficulty makes getting your car repaired or compensated for damages challenging.
One thing you can do is contact an uninsured accident lawyer. They can help you negotiate with the other driver's insurance company and get your deserved compensation. They may also be able to help you file a lawsuit if the insurance company does not offer a fair settlement.
You can do a few things if you're dealing with your insurance company after an accident involving an uninsured motorist. Make sure you have all of the information about the incident, including the other driver's name and contact information, as well as the date, time, and location of the collision, on hand first.
You should also keep track of all your expenses related to the accident, such as medical bills, car repairs, and property damage. This information can help support your case when negotiating with your insurance company.
Suppose you've been in an accident and don't have insurance. In that case, you must immediately contact a San Juan Capistrano personal injury lawyer. An uninsured accident can be very tricky to navigate, and you need someone on your side who knows what they're doing. The San Juan Capistrano car accident attorneys at Cefali & Cefali have years of experience dealing with these cases. We'll work tirelessly to get you the best settlement possible.
Car accidents can happen anywhere, and Orange County is no exception. Knowing your rights is essential if you're involved in a car accident in this area. Truck accidents are also common in Southern California and can result in serious injuries. Our law firm can offer the required representation if you suffer injuries in an accident.
If you or a loved one are in an accident in Orange County, CA, it is essential to know your rights. An uninsured accident can be especially tricky, as you may need to figure out who to contact for help. Cefali & Cefali lawyers have experience in dealing with uninsured accident cases. They can assist you in obtaining the necessary treatment and recovery.
An uninsured accident can happen for several reasons. The other driver didn't have insurance, or their insurance policy didn't cover the accident. In either case, you may experience confusion and loneliness. The lawyers at Cefali & Cefali can help you understand your rights and get the representation you need. We have helped clients reach settlements in car accident cases involving negligence, and questions of representation have been answered satisfactorily for our clients. Do not delay contacting Cefali & Cefali if you were suffering an injury in an uninsured accident.
At Cefali & Cefali, our experienced uninsured accident attorneys can help you determine who is liable for your injuries. We will investigate the cause of the accident and gather evidence to support your claim. We will also negotiate with the insurance companies on your behalf to ensure that you receive the full compensation you are entitled to.
If you or someone you love has been injured, contact our California uninsured accident attorneys at Cefali & Cefali today to schedule a free consultation. We will review your case and explain your legal options. Call us at (877) 423-3254 or fill out our online form to get started.
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