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How Much Does Car Insurance Go Up After An Accident?
Your car insurance rate in California can go up by over 70% after an at-fault accident. The average increase translates to an extra $800 to $1,200 in annual insurance costs, and elevated rates typically stay on your insurance record for three to five years. Many drivers see their bills spike when they lose their [...]
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California Three-Second Rule and Following Distance Law
The three-second rule is the practical standard for safe following distance while driving in California. To follow it, pick a fixed reference point on the road ahead (a sign, a tree, a lane marking). When the vehicle in front of you passes that point, start counting: "one-thousand-one, one-thousand-two, [...]
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California Pedestrian Right of Way Law: CVC 21950 Explained
In California, drivers must yield the right-of-way to pedestrians crossing within any marked crosswalk or within any unmarked crosswalk at an intersection. This rule comes from California Vehicle Code section 21950. An unmarked crosswalk legally exists at nearly every intersection where sidewalks meet, whether or not [...]
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California Rear-End Collision Fault: Who Is Liable Under CVC 21703
In California, the driver who strikes another vehicle from behind is presumed to be at fault for a rear-end collision. This presumption comes from California Vehicle Code section 21703, which requires every driver to maintain a following distance that is reasonable and prudent for the speed, traffic, and road [...]
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California Lane Splitting Law: CVC 21658.1 Explained
Yes, lane splitting is legal in California. California is the only U.S. state where motorcyclists can lawfully ride between rows of moving vehicles at any speed. The law is set by California Vehicle Code section 21658.1, which took effect January 1, 2017 after Assembly Bill 51 was signed the year before. The statute [...]
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CHP 555 Traffic Collision Report: How to Get Yours and What It Means
The CHP 555 Traffic Collision Report is the official accident report created by California Highway Patrol officers when they respond to a traffic collision. It documents the parties involved, the vehicles, the scene, witness statements, a diagram of what happened, and the officer's determination of the primary [...]
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California Hit and Run Law: CVC 20001 and 20002 Explained
Under California law, a hit and run is any accident where a driver fails to stop at the scene, exchange information, and (in cases involving injury) provide reasonable assistance. It is a criminal offense governed by California Vehicle Code section 20001 when someone is injured or killed, and Vehicle Code section [...]
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What Is the Average Settlement For a Car Accident?
Most California car accident settlements fall between $15,000 and $75,000 for cases involving moderate injuries and clear liability. Minor cases with soft tissue injuries typically settle in the low five figures. Cases involving surgery, permanent injury, or wrongful death regularly reach six or seven figures. There [...]
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SR-1 Form California: Who Must File, the 10-Day Deadline, and What Happens If You Do Not
The SR-1, officially titled Report of Traffic Accident Occurring in California, is a DMV form that California law requires most drivers to file within 10 days of an accident. It is separate from the police report and separate from your insurance claim, and neither of those satisfies the requirement. Many drivers have [...]
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Mistakes To Avoid In A Personal Injury Claim
When dealing with a personal injury claim, it is easy to make costly mistakes. Most of them happen in the first days and weeks, before you fully understand what your claim is worth, and they are difficult or impossible to undo later. Below are the eight mistakes we see most often in California personal injury [...]
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