California has some of the strictest distracted-driving laws in the country, and they do more than generate tickets: when a distracted driver causes a crash, breaking these laws helps prove they were at fault. This guide explains the three Vehicle Code sections that govern phone use behind the wheel, what actually [...]
By: MICHAEL CEFALI | September 17, 2026 | Legal Guides
Yes, in California you can sometimes recover more than the at-fault party's insurance policy limits, but how you get there depends on the facts. The policy limit caps what that insurer pays, not what you are owed, and there are several routes to recover beyond it: the at-fault person's own assets, your own [...]
By: MICHAEL CEFALI | September 16, 2026 | Legal Guides
When someone you care about is hurt in an accident, it is hard to know what to say. The right words can bring real comfort, and a few well-meaning phrases can accidentally add pressure or even affect a future insurance claim. This guide covers what to say to comfort an injured person, what to avoid, [...]
By: MICHAEL CEFALI | September 7, 2026 | Legal Guides
Whiplash is a soft-tissue injury to the neck that is common in rear-end crashes, and it is fully compensable in California, even though it usually does not show up on an X-ray. That "invisible" quality is exactly why insurers dispute whiplash claims more than almost any other injury. This guide explains what whiplash [...]
By: MICHAEL CEFALI | September 4, 2026 | Legal Guides
If you hit a pedestrian who was jaywalking in California, fault is usually shared rather than automatically the pedestrian's. Even when a pedestrian crosses outside a crosswalk, the driver still owes a duty of due care, and a driver who was speeding, distracted, or impaired can be found largely at fault. This guide [...]
By: MICHAEL CEFALI | September 2, 2026 | Legal Guides
Yes. If a drunk driver hit you in California, you can sue them for your injuries and losses, and because driving drunk is treated as malice under state law, you may also recover punitive damages, which are rare in ordinary car accident cases. This guide explains your right to sue, why DUI cases are uniquely [...]
By: MICHAEL CEFALI | August 31, 2026 | Legal Guides
Premises liability is the area of California law that holds property owners responsible when a dangerous condition on their property injures someone. It covers slip and falls, falling objects, inadequate security, swimming pool injuries, and dog bites. This guide explains what premises liability is, what an injured [...]